Housing Loan is a stepping stone in realizing your dream home. LIC HFL offers wide variety of home loans which will fulfill your needs at one of the lowest interest rates available. Our home loans cater to all types of customer base viz., salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility.
Apply for Home Loan online. Click here
Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd:
The following individuals are also eligible under our Griha Suvidha Home Loan:
For information on all eligible customers under Griha Suvidha Home Loan click here.
Home loans are available for individuals working abroad but willing to own a home in India. To know more click here.
A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligible under this scheme provided they plan to purchase or construct their first pucca house. For all details and benefits under the scheme click here. For list of statutory towns eligible under the scheme visit the official website of National Housing Bank.
Loans are provided against purchase of residential plots for construction of home within period of 3 years. For more details on all Plot Loans provided by LIC HFL click here.
Home Improvement loans are available for existing as well as new customers. For details on Home Improvement loans click here.
Home Renovation loans are available for existing as well as new customers. For details on Home Renovation loans click here.
Top Loan is additional loan over home loan provided to existing customers. To know more about top up loan click here. To know your eligibility and to apply click here.
Balance Transfer or Takeover of your existing home loan with other financial institute is also possible. To know about Balance Transfer to LIC HFL click here. To transfer your existing loan to LIC HFL click here.
Home Loan is extended to individuals having pension benefit with loan tenure upto 80 years of age. Additional benefits are also offered to such borrowers on joint application with children. To know more click here.